Welcome to Turning 65 and Your Medicare Options
National Benefit Plans is a HEALTH INSURANCE BROKERAGE focused on providing products for clients 65 and under as well as Medicare products for Seniors. We also offer Ancillary benefits such as critical illness, accident, life, dental and vision, and Investment products such as Annuities.
How Does Medicare Work?
Medicare provides benefit payments for three broad categories of medical treatment: hospital (emergencies and surgeries), medical (doctors and treatments), and pharmaceutical (medicines).
There are four parts of Medicare: Part A, Part B, Part C, and Part D.
- Part A provides inpatient/hospital coverage.
- Part B provides outpatient/medical coverage.
- Part C offers an alternate way to receive your Medicare benefits.
- Part D provides prescription drug coverage.
- Your Initial Enrollment Period (IEP) is 7 months long. It includes your 65th birthday month plus the 3 months before and the 3 months after.
- Your IEP begins and ends one month earlier if your birthday is on the first of the month.
- Your IEP is based on your 25th month of receiving benefits if you become eligible for Medicare due to a qualifying disability.
- You should be enrolled in Part A and Part B automatically at age 65 if you are receiving social security
- Medicare will mail your card to you.
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CONTACT US
Contact National Benefit Plans now for a lower cost and flexible health plan.
National Benefit Plans works with
top rated health & life insurance carriers.
National Benefit Plans and the Medicare System
When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap).
Fill out the easy quote form: compare your coverage options and decide what coverage is right for you.
Medicare Supplements (MediGap) plans
Options for Your Medicare Benefits
(remember, you always pay the Part B premium to the government):
Original Medicare: Part A & Part B
cover 80% and deductibles apply; you pay the remaining 20%; there is NO maximum expense protection; no Drug coverage.
Medicare Advantage
Usually zero premium and many with zero deductible; include Part A & B; most include drug coverage; copays apply, but you are protected by a maximum out-of-pocket; some additional benefits may include dental, vision, hearing, over-the-counter purchases, gym membership; most are HMO, but some PPO plans, as well.
Medicare Supplement + Drug plan
Plans that cover all or most of the 20% that Original Medicare does not cover; add in a Drug plan to cover prescriptions; can see any doctors that participate in Medicare.
National Benefit Plans, with over 25 years of helping seniors retire healthy...
we have built a reputation for being straightforward, honest, and reputable.
Clients Bragging About Us
My neighbor referred me to National Benefit Plans and I am so glad that she did. They were such a delight to work with and I will now, in turn, refer them to my friends who are turning 65 in the near future!
Susan M. from MD
I was really confused with all of the different options of Medicare Supplement insurance. Joan Schreier was able to find the right plan for me that fit both my needs and my budget. You all are awesome!
Alfred G. from IA
Thank you for making a difficult process as smooth as you guys did. I felt like I was in way over my head with all this Medicare stuff. The National Benefit Plans was so attentive and courteous with me. I highly recommend them If you are self-employed and looking for health insurance – Ask for Joan!
Ross P.from VA
I was so happy with the customer service that I received from Patrick at the National Benefit Plans. He was able to explain to me the differences between regular Medicare plans, Medicare Advantage plans, and Medigap plans. Thank you for taking the time to clarify all of the confusion that I was facing.
Roland J. from GA
Free Medical Consultation
We provide a free medical consultation for our patients, Once you submit the request, our office will contact you within one business day to schedule your appointment.
- Explain your health concerns.
- A Specialist will answer your questions.
- Review your case documents.
- Follow up your medical condition.
- Check your surgery result.
Request a Free Consultation
Schedule a FREE Consultation
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